Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

All quotes displayed are for California residents only. We never request your name, phone, or email.

How to read the results

Monthly price: what the carrier quotes monthly for your chosen amount, term, and health rating. Rate class: your underwriting tier in the quote; the carrier verifies it after review. Exam: whether a paramedical exam is expected; many fast-track programs waive it for qualified applicants. A.M. Best: the carrier's fiscal stability grade.

Click Apply to enter a secure app pre-loaded with your info on the carriers' platform, managed by Susman Insurance Agency (California License 0B75129). Pause and pick up later; no obligations until a policy is issued and agreed to.